Free Virtual Homebuyer Seminar
Buying Your First Home Doesn't Have to Be Confusing.
Learn how the homebuying process works, what financing options may be available, and the steps you can take to prepare for homeownership.
Virtual First-Time Homebuyer Seminar
- Understand how much money you may actually need to buy a home
- Learn how credit, income and monthly payments affect your options
- Explore mortgage and down-payment assistance programs that may be available
Free to attend · Educational seminar · No obligation

Live Educational Seminar
John Thomas teaching first-time homebuyers how financing and down-payment programs work
Reserve Your Free Seat
Tell us where to send your seminar access information and reminders.
Get a Clearer Picture of What It Takes to Buy a Home
Whether you're ready to buy soon or simply trying to understand your options, this seminar will help you know what to expect and what to do next.
How Much Home Can I Afford?
Understand the factors lenders use when determining buying power and what a comfortable housing payment can look like.
How Much Money Do I Need?
Learn about down payments, closing costs and other expenses involved in purchasing a home.
What Credit Do I Need?
Learn how credit affects mortgage financing and why the number you see online may not tell the whole story.
Are There Low or No Down Payment Options?
Explore different mortgage programs and potential down-payment assistance options.
What Does the Mortgage Process Look Like?
See the homebuying process from preparation and pre-approval through making an offer and closing.
What Mistakes Should I Avoid?
Learn common mistakes homebuyers make before and during the mortgage process — and how to better prepare for them.
Not Sure You're Ready to Buy Yet? That's Okay.
You don't need to have perfect credit, a huge down payment, or even know exactly when you want to move to benefit from this seminar.
The goal is to give you the information you need to understand where you stand today and what your next steps could be.
Buying Soon?
Learn how to prepare for pre-approval and your home search.
6–12 Months Away?
Learn what you can work on now to put yourself in a stronger position.
Just Exploring?
Understand the process before you're ready to make any decisions.

John Thomas
The John Thomas Team with AnnieMac Home Mortgage
Your Seminar Host
Meet John Thomas
John Thomas is a mortgage professional with AnnieMac Home Mortgage who has spent his career helping homebuyers understand their financing options and navigate the mortgage process.
John regularly teaches homebuyer and real estate education seminars designed to make complicated mortgage and real estate topics easier to understand.
During this seminar, John will walk you through the homebuying process in plain English so you can make more informed decisions about your path to homeownership.
Your Homebuying Journey Starts With Understanding Your Options.
Join John Thomas for this free virtual seminar and learn what you should know before buying your first home.
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Online · Free to Attend · No Obligation
